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We had shopped around to understand the process to deal with out debt situation which was going out of hand. I am a teacher and my husband a mechanic.

Stephen & Angelica
(from: Toronto)

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I am single mother with Debts of more that $35,000. I have had the worst 5 months of my life. Not only was I stressed about my debts, I had a big bust up with my Husband which left my Daughter & I homeless.

Barbara Tennessee
(from: Etobicoke)

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Just wanted to say thanks to you and all your colleagues at Clear Debt Solutions for the tremendous help and support you have given me during my Bankruptcy.

Henry Watson
(from: Scarborough)

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Why Am I So Scared to File?

This personal bankruptcy story was posted on the internet in January of 2011 as comments in a bankruptcy discussion: “I need to file so badly. I have lost everything and I need a place to stay (temporarily staying with a relative and I have to be out at the end of the month) and a car and I have neither. My credit score is in the very low 500s and I don’t have the money to pay anyone. I’m trying to get the money up just for a BK and that’s coming slow. I hope my life improve here and I don’t have anything to lose, so why am I so scared to file? I almost feel like I am jumping in water too deep for me to swim and I’m drowning in the pool I’m in. I was going to try and work with my creditors and see if I can get some pay for deletes, but one of my good friends is telling me to forget them and look out for me. I have to be crazy. I feel like I’m committing an act that I will never recover from. Please someone tell me that it will be okay and I will survive. I need to hear that right now over and over. I’m scared folks. Really scared.”

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