Clear Debt Solutions

Consumer Proposal is a legal offer made to the unsecured cred

itors - while protecting your assets.

Secured creditors remain outside this transaction

"Consumer Proposal is not a Bankruptcy"

Advantages:

1. Reduce 70% of your debt amount.
2. 0% interest & Paid over a long period of time.
3. This stops any legal actions by the creditor.
4. Protects your house, car and all assets.
5. This is best alternative to Bankruptcy.
6. Rebuilds you credit much faster.
7. It disappears from the credit history after the proposal is fulfilled - giving you a fresh start.

Disadvantages:

1. Cannot miss payments- missing 3 times proposed payments cancels the process and puts you back to where you are.
2. 51% of the creditors need to agree for the proposal to get accepted.
3. Cannot include secured creditors.