Canada Bankruptcy Debt Consolidation Toronto Consumer Proposal Financial Credit Counseling
25 Years of experience in Financial Consultancy
At Clear Debt Solutions we take pride in dealing with our clients with respect. We feel that a understanding the feelings and working together will achieve the best possible result for you, our client. We have been serving people for over 25 years.
Our first meeting, whether it is for a personal or business bankruptcy, a debt consolidation, a proposal or any other financial problem, is at NO CHARGE. The purpose of this first meeting is to discuss your particular situation and to give you advice. You will then be able to decide on your next course of action. We will work with you to achieve your desired outcome.We really care about people. We get much satisfaction knowing that we have helped someone through one of the most difficult emotional experiences of their lives.At Clear Debt Solutions. We provide a superior quality of service at a reasonable cost. That is a reward in itself.
We have offices in Toronto, Yonge and Eglinton and Mississuaga
Find out what your options are, talk to us today!!!
Clear Debt Solutions: 905-230-7653
What you should knowWill my Creditors stop harassing me?
Yes, they will! By law, all actions against a bankrupt must cease once the documents are filed. This does not apply to secured creditors such as banks holding, for example, a lien on a car. How Do I Rebuild My Credit?When a person declares bankruptcy or files a proposal, the Office of the Superintendent of Bankruptcy notifies the credit bureau. The system holds the information on your credit bureau report for 6 years (for a second-time bankrupt). A proposal is recorded for 3 years after the completion of your proposal. |
What happens to my credit?What Happens to My Credit Report If I File a Consumer Proposal?If you have filed for a consumer proposal or are considering a consumer proposal, you are probably concerned about the effect it will have on your credit report and your borrowing power. Will you be able to buy a car, a house, get a credit card, or a loan? The answer is Yes! Credit counselling – Making a debt management planCredit counseling – Making a debt management planCredit counseling is provided to help you get out of your financial trouble. Credit counselors work with you to figure out your situation and make a plan to deal with your debts, by working out a personal budget to help you manage your money better, or by creating a debt management plan, which makes a deal with your creditors to pay back your debts over a set amount of time until you are debt free. |
